are there any keyboard shortcuts that would take the cursor to finder? what open launching a terminal window?
I don’t think I quite understand your question. Do you want to open a terminal using the keyboard only? Do you want to open finder and THEN open a terminal in that finder’s location, all using a keyboard?
If you want to open the terminal, just use spotlight (or Launchbar).
If you want to open the finder, you can always cmd-tab to the finder, cmd-n for a new window, navigate to where you want to go and then use Shell Here (assignate a keyboard shortcut for it).
Using Launchbar is probably way easier and more powerful than any other method.