I am considering loading the photos to a hard disk. However, if I lose the hard disk, then I lose all the photos.

Is there a web application that allows for efficient and reliable storage of so many photos?

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Not going to recommend even migrating to Web Apps unless you've tried and tested some app or program and want to get more or better out of it – random Jan 19 at 4:55
@DavidFaux: A vps with 20GB is 4$ a month. – David Jan 19 at 6:48
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closed as off topic by random Jan 19 at 4:54

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