If I connect using a DSL line, what advantage do I have in using SSL (for "minor" activities (like banking, to exclude espionage, top-secret-business plans)) ? I assume that most people will not literally wiretap a sing home-user's line.
Once the data gets to ISP (AT&T), there shouldn't be any more danger (There isn't much for AT&T to steal from my bank, yet they can be sued for using data going through their servers).
The Internet backbone should be secure for roughly the same reason - no company will want to break the law through stealing my credit card number (Yes, I know, companies may not always be trusted. Yet, I am only transferring bank/CC#s. The amount they could steal would be incomparably smaller than the amount I can sue them for stealing it).
Same for the server. It is (probably) connected through T1 lines administrated by a large sueable company. Once it gets to the web-server, SSL no longer protects the data (against crackers, etc.)
So, in contrast to the days when the average ISP was a small dialup company who could scam one's bank statements and run, how much more secure is an SSL connection vs. a non secure connection?