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Here are my current User Account Control settings. I'm running Windows 10 Pro, Anniversary Update.

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    This is the default configuration in Windows 10. Microsoft thinks it's secure enough.
    – Wes Sayeed
    Aug 25, 2016 at 22:15
  • It's the default UAC settings but it's not secure to always be the administrator. Administrator users are vulnerable to malware the encrypts your files, a normal user is still vulnerable, but in less destructive ways
    – Ramhound
    Aug 25, 2016 at 22:27
  • Ramhound can you explain why User Account Control's default settings aren't enough? Second, if it is not secure to always be the administrator, why didn't Microsoft, as part of the upgrade to Windows 10, strongly suggest that I change my account to a standard account and create a separate administrative account? Third, what did you mean when you said "a normal user is still vulnerable, but in less destructive ways." Aug 25, 2016 at 22:38
  • @DrewNeilson Because malware payloads use every trick in the book to be activated. Always running as an Administrator is not the recommend practice, common sense to only run with the privileges you need, and only escalate when required. That basic practice is taught if you receive certifications like CompTia Security+. As an Administrator you can disable the shadow volume, which handles file history, in ways where a UAC prompt doesn't happen. As a normal user that's less likely to happen.
    – Ramhound
    Aug 25, 2016 at 22:48
  • superuser.com/questions/695457/…
    – Ramhound
    Aug 25, 2016 at 22:49

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