I'm doing some security research about Windows Cortana and can't find some satisfying answer so I would post the question here instead. So basically I want to harden my Windows 10. I don't have Microsoft account and I want to disable Cortana, will my private data and software settings will be synched with Microsoft by default? This includes websites that are opened, browsing history, software settings, Wi-Fi hotspot names and passwords, etc.
How can I proved this? Thanks